Truity Credit Union

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Prime Share
Membership starts here!

Join Truity Credit Union by opening a Prime Share savings account and you will become a part owner of the credit union. You can enjoy the benefits of saving for big purchases, car insurance, vacations, or just a rainy day fund. We offer excellent services to keep your money secure and safe. Additionally, you will also get access to lower loan rates and higher dividend earnings with our other products.
  • $5 minimum balance retains membership with Truity Credit Union
  • Earns Dividends
  • Combine with a checking account with automatic transfers to help achieve your savings and spending goals
  • Get FREE financial education and counseling through Balance Financial Fitness
  • Add free sub-shares in digital banking to save for individual goals
  • Free Digital Banking
Preferred Checking
Preferred checking adds more coverage where you need it the most. With this account, you can enjoy various features that make your banking experience more secure and convenient.
  • .25% Consumer Loan Rate Discounts *16
  • FREE Identity theft detection and recovery services and Credit Bureau Monitoring (including dark web) *17
  • Free Mobile Phone Coverage *15
  • There are no ATM fees with Truity Credit Union ATMs, and we will reimburse ATM fees other banks charge up to $10 a month *14 *24
  • Dividends are compounded and credited monthly
  • Free eStatements
  • Free instant-issue debit card with your choice of design
  • A monthly service charge of $5.00 applies if fewer than 20 debit card transactions *2
  • Plus more!
Advantage Checking
Get more value from your checking account with our Advantage Checking. This premium account is perfect for members who maintain a high balance in their checking account. With tiered dividends, you earn more as your balance grows.
  • .25% Consumer loan discount *16
  • FREE Identity theft detection and recovery services and Credit Bureau Monitoring (including dark web) *17
  • FREE Mobile phone coverage *15
  • Tiered dividend levels
  • FREE domestic wire transfers
  • FREE cashier's checks
  • There are no ATM fees with Truity Credit Union ATMs. We'll reimburse the ATM fees other banks charge, up to $20 per month *14 *25
  • Get three rewards points per $1 with your Truity Signature Rewards VISA® card
  • FREE checks (our style, one box/year or $10 towards your choice)
  • FREE paper statements or eStatements
  • FREE fax services
Essential Checking
Essential checking gives you just that: the essentials. Manage your day-to-day finances without complex requirements.
  • No monthly service fee
  • No required minimum deposit
  • Deposit checks with the Apple™ or Android™ app *
  • Digital Wallet compatibility
  • Free Bill Pay
  • Free eStatements
  • Free instant-issue debit card with your choice of design
  • Shared Service Center access
  • Overdraft Protection *18 and Courtesy Pay *19
  • Non-dividend bearing
High Yield Checking
High Yield Checking offers high rates, so your money is working for you in all aspects of your account. With no balance requirements to open, you can start this account and watch it grow. Earn premium dividends by using your debit card and setting up direct deposit.
  • Earn a higher interest rate on balances of $5,000 or less *28
  • No monthly service fee
  • No required minimum deposit
  • Deposit checks with the Apple™ or Android™ app *
  • Digital Wallet compatibility
  • Free Bill Pay
  • Free eStatements
  • Free instant-issue debit card with your choice of design
  • Shared Service Center access
  • Overdraft Protection *18 and Courtesy Pay *19
Name It Save It
This savings account pays a higher dividend rate, helping you reach your savings goals faster.
  • No minimum to open
  • No monthly service fee
  • There is no minimum to earn dividends
  • The maximum balance is $150,000
  • Four FREE withdrawals every 12 months from the open date; a $10.00 fee for all other withdrawals
Premier Savings
Our Premier Savings account offers a tiered dividend rate that increases as your balance grows, allowing you to earn more as you save. Plus, with no monthly service fees, it's easy to cultivate your savings.
  • High Yield Savings with a tiered rates
  • No monthly service fee
  • Two FREE withdrawals every 12 months from the open date; $20.00 fee for all other withdrawals *5
  • The maximum balance is $500,000
Performance Plus
Our Performance Plus account offers a competitive interest rate that increases with your account balance.
  • Ability to write checks
  • Competitive interest rates
Advantage Money Market
With our Money Market Account, we offer our Advantage Checking account holders an attractive rate that rewards them for their balance. The larger the balance, the higher the interest rates you receive.
  • Higher rates than traditional savings accounts
  • No penalty for early withdrawal
  • Must have an Advantage checking account
Share Certificates
Invest in share certificates and earn higher dividends than with a regular savings account. With terms ranging from 91 days to 5 years, you'll have flexibility in your investment options. Don't miss out on this opportunity to boost your earnings.
  • Terms available from 91 days to 5 years
  • Open a Share Certificate today for as little as $500
  • Earn higher dividends than a regular savings account
91 Days Share Certificate
Savings Sub-Share
Additional savings shares that help budget out your savings for those special big-ticket items you have set goals for.
  • No minimum balance  
  • 10 Sub-Shares underneath your Primary Share
  • Accessible in Digital Banking